To talk about housing is to talk about a capital issue of property or in rent. Hence it represents a focus of conflicts, whose resolutions are not always simple. Now more than ever, when the market has entered fully into a new and recovery cycle, it is necessary to raise and respond to the most common doubts generated by the living place.

Buying

When buying a house, concerns are three-way, the state of the floor from the building point of view, possible charges in the form of debts and taxes payable by each party in the transaction.

Expenses and taxes

There is also a certain lack of knowledge regarding the expenses and taxes payable by the buyer. The tax payable by the buyer is VAT, which amounts to 10% of the price.

Notary fees

As far as the fees to be paid to the notary, these can be the object of agreement between the buyer and the seller. "It must be remembered," They remarked, "that notaries are subject to a tariff, so that, starting from the price of the sale of the particular property.

Mortgage

The conditions for obtaining a mortgage have hardened and now require a greater guarantee, which forces many to resort to the joint and several guarantees of friends or relatives, who become the main obligors.

Renting

Resolution of the contract

On the side of the tenant, the tenant is allowed to terminate the contract if it has been six months and will only have to compensate the lessor if it has been expressly agreed and with the limits that marks the law itself.

Repairs

The regulations say that small repairs that require wear and tear for ordinary use will be by the lessee, while the lessor is obliged to make the necessary repairs for an adequate habitability. However, if anything is damaged, it must be the landlord who it repairs because they are necessary elements of habitability.

By:  Shailaja K